>$1 trillion holiday spending seen in 2025

For the first time, the US National Retail Federation forecasts US shoppers will surpass $1 trillion in holiday spending.

Still, growth is slowing to 3.7–4.2%, down from 4.3% last year. Many households are feeling financial strain from tariff-driven price increases, job insecurity, and rising credit card delinquencies.

Cyber Monday’s breakout items include:

Sales ripple across the entire week, fuelled by mobile shopping, AI tools, and consumer appetite for peak-year discounts.

In a season where every dollar counts, shoppers are turning today into the biggest online shopping day of 2025.

1. Verify discount history.
Use price-tracking tools to confirm the deal is real, not a fake markdown.

2. Stick to secure payment methods.
Credit cards and trusted digital wallets offer better fraud protection.

3. Beware of too-good-to-be-true links.
Avoid clicking promotions from unknown social media accounts.

4. Compare shipping times.
Retailers quietly extend delivery windows during peak demand.

5. Use buy-now-pay-later (BNPL) cautiously.
Missing payments triggers high fees — and can hurt your credit.

6. Shop from mobile when needed — but check out on desktop for big-ticket items.
You’ll see more product details and fewer misclicks.

7. Take screenshots of orders and discounts.
Helpful for returns or resolving lost-package disputes.